If you want to cancel your policy, GEICO makes it easy for you with no cancellation fees*. The other insurer may offer you a cheaper rate on car coverage, but your homeowner's insurance outside the package is much higher. When comparing Progressive and Geico, Progressive offers more insurance coverage options and add-ons, and Geico offers more affordable rates on average. Certain states allow insurers like Geico to charge you a reduced rate if you cancel in the middle of the term of your policy.
If you call Geico's interactive voice response system, all you have to do is say “cancel the insurance policy” to be directed to an agent. Remember that you'll want to have a new car insurance policy already set up and ready to work if you plan to continue to own and drive a vehicle after you cancel your Geico policy. Geico insurance doesn't usually allow policyholders to cancel a policy online, but you can call and talk to a customer service agent if you want to cancel. Since you should have already taken out another car insurance policy (if you are going to continue to own and drive a vehicle), it's time to choose the date on which you want your Geico policy to be canceled.
Car insurance is mandatory in most states, but that doesn't mean you have to pay a premium to get the coverage you need. Your policy number is usually on an insurance card, on your insurance contract documentation, or online in your Geico account. This number of complaints may seem high, but it represents a small fraction of customers when you consider that Geico is the second-largest auto insurance provider in the U.S. UU.
If you want to reduce your car insurance rates with Geico, it makes sense to research other car insurance companies' policies and quotes before you call. Many insurers accept cancellations through several channels, but Geico will only cancel your policy over the phone.