GEICO strongly recommends that you take defensive driving courses, and in turn, you could qualify for a discount that allows you to enjoy a cheaper car insurance policy. The average cost of car insurance for married drivers in Florida is 3% lower than for single drivers, and GEICO offers the lowest rates for drivers who have been married. Your own insurance covers the initial medical costs of the injuries you suffer in a car accident, regardless of fault. Car insurance with minimum coverage doesn't cover damage to your own vehicle or your share of the medical expenses of a person seriously injured in an accident you cause.
The difference in incidents for each age group is often why younger drivers pay more for car insurance. Teens are charged high rates for car insurance, largely because they have higher accident rates than other age groups. Under Florida's no-fault auto insurance laws, your own PIP covers your medical bills and certain related expenses that result from a car accident, regardless of who causes the accident. Previous fines or accidents typically affect your car insurance rates for three to five years, depending on your insurance company.
Full-coverage car insurance includes collision and comprehensive coverage, which covers damage to your own car, as well as liability for bodily injury (BI). The goal of the insurance discount class is to help mature drivers in the state of Florida maintain their safe and defensive driving skills, get discounts on car insurance, understand their skills, and learn techniques to compensate for changes.