States may also have laws related to eligibility for defensive driving discounts. In some cases, insurers are required to offer this discount to all drivers, regardless of age. One of the most important factors to consider when looking for insurance discounts for defensive driving courses is the insurance provider. A number of factors affect the cost of car insurance: the driver's age, history, and type of car are just a few of them.
However, getting a discount for driving defensively shows your commitment to driving safely and can help you get cheap car insurance with a bad record. Insurance providers reward car insurance to good drivers with no claims or accidents on their record.