For your convenience, the National Safety Council offers licensed driving programs throughout the state of Ohio. For more information about Ohio State programs, contact the Ohio Chapter of the NSC or the Ohio Office of Motor Vehicles. A defensive driving class can help ensure that you remain a safe driver and, therefore, reduce the risk of an accident. In addition to this, completing a course can also help you be eligible for a defensive driving discount.
Depending on the company and state, this could range from 5 to 20%. Most auto insurance companies offer discounts because they know that young drivers who complete road training are statistically less likely to have car accidents and are therefore less likely to cost the company money in the long term. Drivers who take steps to improve their driving skills are often entitled to discounts from their auto insurance company, as driving more safely results in fewer claims. One of the most important factors to consider when looking for insurance discounts for defensive driving courses is the insurance provider.
A number of factors affect the cost of car insurance: the driver's age, history, and type of car are just a few of them. Talk to your car insurance provider to find out what defensive driving discounts are available in your state. Insurance providers reward car insurance to good drivers with no claims or accidents on their record. Completing a defensive driving course can help you save on car insurance if your insurance company offers a discount for defensive drivers.
Depending on the auto insurance company you use, you may even be able to receive a discounted rate on the cost of the course. Completing a certified defensive driving course may qualify you for a discount on your car insurance rate. Defensive driving is typically aimed at young and older drivers who may have higher car insurance premiums, but a defensive driving discount can be offered to people of all ages. However, getting a discount for driving defensively shows your commitment to driving safely and can help you get cheap car insurance with a bad record.