Companies in your area may offer better military discounts, so it's always wise to research your options. Drivers who qualify for military auto insurance can receive discounts of up to 15%, depending on their insurer. Some states also have laws requiring insurers to offer even greater discounts to military service members. For example, Louisiana requires insurers to offer a 25% military discount.
In addition to direct discounts, military vehicle insurance often offers special benefits, such as deferred payments, military-specific customer service, and policy flexibility during deployment. Special offers for active members of the United States Armed Forces, reserves and immediate family members of the participant. UShipActive in service, retirees, veterans, and military spouses can verify it with ID, me and save up to 50% on moving and relocation services with special discounted ads with no transaction fees. If you're going to store your car in a safe place while it's deployed, ask your insurance company if it can lower your rates while you're away.
For example, Geico may be able to suspend your liability and personal injury protection coverage and leave only collision and all-risk property damage insurance for the car. Rather than offering military discounts by name, USAA and Armed Forces Insurance provide services exclusively to the military community and are among the cheapest insurers for service members. Some providers offer discounts on auto insurance for current and former military members and their families. National Car RentalMilitary members receive discounts on car rentals and do not charge additional driving fees when traveling on official military orders.
Insurance rates vary by state, company and individual driver, so the best way to find affordable coverage is to get multiple quotes. Yes, veterans can get discounts on car insurance from several major auto insurance companies, including Geico, Farmers, and USAA. The best auto insurance company for the military is Geico, thanks to its generous military discounts. For example, the SCRA requires that military service members cannot lose personal insurance or life insurance as a result of their active service obligations.
Auto insurance discounts for veterans save eligible drivers up to 15% on their car insurance premium, according to the company, and drivers in some states can save even more. American Family Insurance Active duty service members and veterans who have had an insurance interruption due to deployment are eligible to apply for coverage through American Family Insurance as continuing customers or as holders of previous insurance. In Louisiana, auto insurance companies are required to offer full-time active duty military personnel a 25% discount. Armed Forces insurance caters exclusively to the military community, making it one of the best military auto insurance options.
Military academies are eligible for military discounts on auto insurance as long as they show their letter of academic appointment or contract with the ROTC. Since you won't be driving, you may be able to temporarily get a comprehensive insurance policy that protects your car against situations such as floods, theft, or fire.