Rating 4, 7 (4, 400) · Free · FinanceHollywood drivers are in luck State law requires 20% insurance discounts for drivers with one or fewer points on their license who have had a. While many insurers consider “accident free” and “good driver” to be synonymous, some insurers, such as State Farm, offer them as separate discounts. When that's the case, you can typically get one or the other. New State Farm customers receive this discount when they haven't committed traffic violations or accidents because of them for 3 years or more.
The average cost of car insurance in Florida is 85% higher than the national average auto insurance premium. Additional savings are available if you have other State Farm insurance products, such as homeowners, renters, condo or life insurance, in addition to vehicle insurance. That's why it's so important to compare car insurance rates, even if you receive a loyalty discount (or other). Car insurance in Florida is expensive because it's a no-fault state with the highest percentage of uninsured drivers in the country.
In general, the easiest way to make sure you get the cheapest full-coverage car insurance possible is to compare quotes from several companies and take advantage of all the discounts you qualify for. Aside from that, the best way to reduce your car insurance costs is to compare the rates of at least three insurance companies. Some Florida cities have cheaper car insurance premiums than others because insurance companies take into account the driver's zip code when calculating their premium, as well as other factors. In addition to being the cheapest auto insurer for Floridians overall, it's the most affordable option for several specific categories, such as full coverage and insurance for good drivers.
However, you can minimize the cost of coverage in Florida, which is ranked 47th among the cheapest car insurance rates in the country. To find the best Hollywood auto insurance companies, MoneyGeek evaluated insurers based on their average rates, claim ratings, and user satisfaction performance. Several companies offer discounts on auto insurance for having protective devices such as alarms or locks on the steering wheel. For example, a company that doesn't offer discounts might end up offering a lower auto insurance premium than another insurer that charges a higher premium and offers 20 discounts.
You can also demonstrate your financial responsibility by maintaining minimal car insurance with no gaps in coverage. Some insurers offer special discounts on car insurance to former students of certain universities, Greek life alumni, and members of professional organizations such as the United States Library Association. If you have a violation, such as a DUI, a speeding ticket, or an accident because of you, you'll pay more for car insurance in Hollywood.