One way to receive a discount of up to 10% is to enroll in a driver education or defensive driving course. A driver education course is especially important for teenage drivers or others who can expect high insurance premiums. Older drivers may also have the option of taking a refresher course. Once you've completed an approved defensive driving course, your auto insurer can apply the discount to you for several years.
If you're still eligible for a discount after that period has expired, you may be able to retake a defensive driving course to conserve your savings. As a general rule, a safe driving course will save you approximately 10% on your insurance premiums. Some companies may offer a higher or lower discount, but the average is usually 10%. These effects aren't cumulative; you can't keep taking multiple courses to get more discounts.
Defensive driving is typically aimed at young and older drivers who may have higher car insurance premiums, but a defensive driving discount can be offered to people of all ages. These courses are designed to help current drivers lower their car insurance premiums with discounts for driving on the defensive and, in some jurisdictions, can help reduce points or even cancel traffic tickets or recover a driver's license. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation, or exclusion that is expressly stated in any insurance policy. This information may be different from what you see when you visit the website of an insurance provider, insurance agency, or insurance company.
Completing a defensive driving course can help you save on car insurance if your insurance company offers a discount for defensive drivers. Not all insurance companies will recognize them as viable courses, but for those that do, they can be an easy and affordable way to lower your insurance premiums. He grew up with insurance talks as part of his daily conversation and has studied to gain in-depth knowledge of the laws and dynamics of insurance specific to each state, as well as a broad understanding of how insurance adapts to each person's life, from budgets to levels of coverage. He has spent many hours helping his customers understand the insurance market so that they can find the best auto, home and life insurance products for their circumstances.
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