Basic driver improvement course with discounts on auto insurance After successfully completing it, Florida drivers are entitled to a premium reduction of up to 10%, in accordance with state law. Your provider will issue a certificate of completion of the course, which will qualify you for the insurance discount. Many insurance companies offer drivers discounts on auto insurance premiums if drivers complete a defensive driving course. In many states, discounts are mandatory, so auto insurance companies must offer insurance discounts to people who complete an in-person, state-approved driver training course.
In states where discounts on auto insurance premiums are not mandatory, several insurance companies offer voluntary premium discounts to participants who complete the AARP Smart Driver course. In addition, 23 states and the District of Columbia require auto insurance companies to offer insurance discounts to people who complete a state-approved driver improvement course that is taught online.