The New York IPIRP insurance discount is available to anyone who voluntarily completes a DMV-approved defensive driving course. You can learn more about how the IPIRP works on the New York DMV website. Every insurance company is different, so be sure to check your provider's policies for the discount. Any insured driver who is the primary operator and completes a Point & Insurance Reduction Program course will receive the 10% reduction.
Finding an approved class to get a discount on car insurance for student drivers doesn't have to be overwhelming. While the discount on car insurance for driving students may be the factor that encourages you or your teen to take a defensive driving course, the discount isn't the only benefit. A student driver's car insurance discount isn't the only auto insurance discount that's available to teen drivers on their insurance premiums. The New York DMV allows motorists to take a defensive driving course not only to reduce traffic points, but also to get a 10% discount on car insurance.
Many insurance companies will offer discounts on your car insurance when you complete a driver's education course. When it comes to finding affordable car insurance for young drivers, the best method is to get quotes from several providers. Yes, depending on the insurance company you choose, teen drivers are likely to get a discount on student driving car insurance. What's even better, New Yorkers can take this course once every 3 years to maintain a discount on their auto insurance premium.