Rating 4, 6 (46, 13) Taking this DMV-approved online defensive driving course in New York will automatically save you 10% on your car insurance for 3 years. The PIRP is also known as the Defensive Driving Course or the Motor Vehicle Accident Prevention Course. It is a comprehensive road safety course that provides knowledge and techniques for safe and legal driving. Companies and private organizations across the state offer the course.
To be approved by the DMV, courses must meet strict standards in terms of the type of information presented and the effectiveness of the program. Once you've completed an approved defensive driving course, your auto insurer can apply the discount to you for several years. If you're still eligible for a discount after that period has expired, you may be able to retake a defensive driving course to conserve your savings. Defensive driving is typically aimed at young and older drivers who may have higher car insurance premiums, but a defensive driving discount can be offered to people of all ages.
Completing a defensive driving course can help you save on car insurance if your insurance company offers a discount for defensive drivers. What's even better, New Yorkers can take this course once every 3 years to maintain a discount on their auto insurance premium. The New York DMV allows motorists to take a defensive driving course not only to reduce traffic points, but also to get a 10% discount on car insurance.