You need a valid driver's license or identity document and a valid credit or debit card to pay a deposit to pick up a rental car. Yes, you can usually use a debit card, a prepaid card, or even cash to rent a car. However, each rental company has its own rules about acceptable payment options, which often vary by location, and not paying by credit card usually has certain ramifications. Offices in Canada do not accept debit cards as a form of credit identification when picking up a rental car.
American Express cards also offer many other free benefits, including car rental insurance. In general, rental car insurance with a credit card provides coverage against damage and theft of the rental vehicle, usually up to the actual cash value of the vehicle, when the rent is paid in full with a qualifying credit card. Since renting a car to a customer without a credit card can be risky for the company, they may not allow those customers to rent more expensive cars. Sable credit card rental car insurance covers physical damage and theft of the vehicle, loss of reasonable use charges imposed by the rental car company during the period of time the rental vehicle is out of service, and towing costs to the nearest collision repair center.
To receive rental car insurance from Amex, be sure to pay the rent with your Amex card and decline the insurance offered by the rental agency. To file a rental car insurance claim with a Sable credit card, call the benefits administrator at 1-800-627-8372 or visit the card benefits website for an application form.