Rental car insurance coverage protects you while your vehicle is being repaired. If you already have a personal car policy with Liberty Mutual that includes liability, comprehensive and collision coverage, this insurance will likely be extended to cover your rental car. If you only have liability insurance with Liberty Mutual, physical damage to the rental vehicle will not be covered. In addition to standard coverage, Liberty Mutual sells additional coverage options, including a deductible fund and accident forgiveness.
Car rental companies also offer other types of coverage, such as loss and damage exemptions, roadside assistance, and personal accident insurance. While some people may never need to use their insurance coverage, many people still buy car insurance that exceeds their state's minimum requirements. If you have collision and comprehensive insurance with Liberty Mutual, it will normally cover any damage that occurs to the rental vehicle itself during the rental period. The exact amount of the Liberty Mutual car rental discount depends on factors such as the type of car and the length of the rental period.
A Liberty Mutual alternative to temporary auto insurance is a non-owner policy, which is available to drivers who don't own a vehicle or don't have regular access to it. Teens and drivers under 25 often pay the highest car insurance rates because of the reduced driving experience, but premiums tend to drop significantly by the time they turn 30. Liberty Mutual also offers rental vehicle reimbursement coverage, which helps pay the cost of a rental car while your personal vehicle is being repaired for a covered claim. For more information, see WalletHub's guides on rental car insurance and rental reimbursement coverage.
Created in 1912 to offer workers' compensation insurance, Liberty Mutual has since become one of the largest property and accident insurance companies in the world, offering a wide variety of insurance products. Liability insurance for rental vehicles does not protect you or your rental car against collision damage, car theft, loss of personal effects, or injuries. Looking for car insurance can save you money, and one of the best ways to compare prices is to compare insurers online. However, you may already have rental car insurance through your current insurance coverage or credit card.
However, the minimum state-mandated insurance offered by these cars may not be sufficient to protect you from the financial repercussions of an accident. Car insurance allows you to pay a reasonable premium each month to protect yourself from knowing that your insurer will help you with costs after an accident. Yes, Liberty Mutual offers discounts on Enterprise rental vehicles to customers who have purchased rental reimbursement coverage. As you consider if Liberty Mutual offers the coverage option that's right for you, take a look at the answers to the following frequently asked questions.