Nearly every state requires drivers to have a minimum amount of liability coverage for property damage in their auto policy. This coverage can help pay for any damage to your home or property. Content insurance can cover your belongings if they are destroyed or damaged due to the specified hazards covered by your insurance policy. Some companies even offer an endorsement that changes the coverage of personal assets from a specific risk to an open or full-risk risk.
This means that there would be coverage for a loss unless the policy specifically excluded it. See how much home insurance coverage you might need with our home insurance calculator. If you have collision coverage and your car hits a wall, your policy can help you pay for the repair or replacement of your vehicle. If you or your passengers are injured when you hit a wall with your car, your medical payments coverage or personal injury protection (PIP) may provide coverage.
And if you're responsible for repairing damage caused when your car hits a wall, your property damage liability coverage can help. The team at the law offices of Chalik & Chalik can offer you advice when filing insurance claims with Progressive. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation or exclusion that is expressly stated in any insurance policy. Learn more about Progressive car insurance and your options after an accident in Florida by contacting the law offices of Chalik & Chalik.
Liability is mandatory auto insurance coverage in 49 states, while comprehensive and collision coverage are optional if the car is paid for. You should also notify your auto insurer and file a claim for collision coverage if your car was damaged. Your Florida car accident lawyer can negotiate with Progressive Insurance agents for you and work to get the full compensation you need to move forward after a collision. The company has been operating since 1937 and is now one of the largest auto insurance companies in the United States.
If your car hits a wall because of another driver, there are several ways to apply for insurance coverage, depending on the scenario and your coverages. If the wall is on your property, you'll need to file a separate claim with your home insurance, which will work with your auto insurance to get coverage through your auto liability coverage. This type of auto insurance coverage also applies if you or your family members are traveling as passengers in other vehicles or are hit by a car while walking or biking. You'll first need to contact your Progressive insurance policy after an accident in Florida to get the compensation you deserve.
If a car hits your home and the driver isn't insured, your home insurance may cover the damage; however, you may be responsible for paying the home insurance deductible. However, you may want to contact a car accident lawyer in Florida before opening lines of communication with insurance agents, even at your insurance company. If the driver's liability insurance isn't enough to cover the damage, or if it isn't insured, you can file a claim with your home insurance. If property damage costs more than the home insurance deductible, it might be worth filing a homeowners insurance claim.
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