We will pay your medical bills and lost income as a result of the incident, up to the limits of your policy. If your car is damaged, we can pay to repair or replace it, up to the limits of your policy. Personal injury protection covers your medical expenses, as well as lost wages and death benefits, and pays them even if you are at fault. The PD covers damage you cause to someone else's vehicle or property.
Medical payments can also be used for deductibles, co-pays, and out-of-pocket expenses related to a car accident. You have the flexibility to decide how to apply your medical payments. You might consider using your health insurance to pay your medical bills and pay your high deductibles and co-pays. Learn more about personal injury protection deductibles.
When you are injured in a car accident and file a claim with Progressive under your own plan or file a claim against another driver insured by the company, a claims adjuster will normally contact you quickly and begin to assess your liability. In Florida, following a “no-fault” insurance practice scheme, insurance companies are required to pay their own insured under their policies, regardless of who is found at fault in a collision. Despite this, an appraiser might try to argue that certain coverages don't apply because of who was at fault for the accident. In some cases, a progressive adjuster can offer you a quick settlement immediately after an accident.
This offer could include compensation for vehicle repairs or coverage for medical bills for 30 days after a collision. However, these offers are usually for low amounts that do not cover all of the expenses that the victim will ultimately bear for significant injuries in a car accident, especially when medical care is needed in the future. If your vehicle is damaged in a covered accident and you owe more for your car than it's worth, Gap insurance can cover the difference. As a result, if you have a car accident, you may very well have to deal with Progressive, either as your insurer or as the insurer of another driver involved in the collision.
This is another example that shows why you should hire an attorney for your Progressive insurance claim. Let's say Progressive insures you both personal injury protection (PIP) and coverage for uninsured drivers (UM). Suppose you have Progressive Mepday or uninsured motorist coverage on your own auto insurance policy. You can also get a multi-policy discount if you combine car insurance and renters insurance, or a combination of two or more policies with Progressive.
If someone insured with Progressive caused your injury, Progressive may try to quickly offer you a small settlement. Filing a car insurance claim in Progressive can be an uphill battle at times, as the company's interests lie in its final results and it can offer an unreasonably low settlement to the victim of a car accident in an effort to reduce costs. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation or exclusion that is expressly stated in any insurance policy. Here you'll learn game-changing tips to increase your chances of reaching a fair insurance deal with Progressive.
Progressive's car insurance calculator can help you select the amount of coverage you need and get the best Florida car insurance rates that fit your budget. Like other insurance companies, progressive appraisers will try to settle a claim for as little amount as possible and may also try to hinder the process throughout the process. If the carelessness of a Progressive insured person caused your accident in Florida, you can send a letter to Progressive requesting that it disclose certain insurance information.
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