Most insurers use credit checks to create a credit-based insurance score to help you set your rate. Some insurers offer car insurance without a credit check, which may seem appealing if you have a poor credit history. However, taking out car insurance from a company that doesn't check your credit doesn't necessarily mean that you'll pay a lower rate than you would with a company that checks your credit. Add a full-time student who maintains a B average or higher to your policy, and we'll add a discount on car insurance.
The insurance rating predicts the likelihood that you will be involved in an accident or insurance claim in the future and is based on information collected from policyholders with similar credit characteristics who have had claims with us before. Fortunately, there are plenty of ways students and teen drivers can save with discounts on car insurance in Progressive. You'll receive another discount simply for owning a home, even if your home isn't insured through Progressive's network of home insurance companies. To be eligible for these discounts, you'll need to be enrolled in your parent's or someone else's car insurance policy and not your own.
This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation or exclusion that is expressly stated in any insurance policy. Progressive offers insurance discounts for students who maintain good grades, go to school outside the home, or drive as teenagers. Your credit history influences your credit-based insurance rating, which insurance companies use to help predict the likelihood of an accident or claim in the future. Get an auto insurance quote today and we'll help you find the right coverage at a price that fits your needs.