Progressive doesn't advertise any defensive driving discounts on its website, but you might still be able to get one. Progressive can reduce your rates by approximately 5% if you complete an approved defensive driving course and meet certain requirements. You may need to be a certain age, have a clean driving record, take the course voluntarily (not by court order), or meet other state-specific criteria to be eligible. You'll need to talk directly to a Progressive representative to find out the rules of where you live.
The good news for those considering Progressive is that the company offers a long list of auto insurance discounts that almost anyone can qualify for. You'll receive a discount for the time you've been on a previous car insurance policy, regardless of the coverage offered by the insurer. Drivers can also add roadside assistance, classic car coverage and rideshare coverage as USAA insurance products. This discount applies if you have taken out car insurance from Progressive for at least five years without any accidents or violations.
Practically anyone can take advantage of these progressive discounts as long as they're willing to adjust the way they buy car insurance. Completing a defensive driving course can help you save on car insurance if your insurance company offers a discount for defensive drivers. On average, drivers save about 5% when they combine their auto insurance and home insurance policies with Progressive. While Progressive car insurance rates may be high for some drivers, the company offers a variety of auto insurance discounts that drivers can take advantage of.
Homeowners can save an average of nearly 10%, regardless of whether they have home insurance through Progressive or another insurer. Defensive driving is typically aimed at young and older drivers who may have higher car insurance premiums, but a defensive driving discount can be offered to people of all ages. The ongoing insurance discount is Progressive's way of thanking drivers for maintaining their car insurance coverage. In addition to the savings opportunities mentioned above, Progressive offers some optional insurance coverages that could reduce your costs if you end up in an accident.
You can cover your Progressive car insurance premium monthly or in different installments, but paying it in full in advance will result in additional savings. Progressive offers this discount, which represents an average savings of 7%, when drivers get their car insurance quotes online. You're eligible as long as you have at least two different types of Progressive insurance policies.