If so, your local DMV office or other accredited organization can help you get the information you need to take a defensive driving course and thus get a possible discount on your car insurance premiums. Defensive driving is typically aimed at young and older drivers who may have higher car insurance premiums, but a defensive driving discount can be offered to people of all ages. The defensive driving discount may vary among the best auto insurance companies, but it usually applies after you have taken certain road safety courses. Practically anyone can take advantage of these progressive discounts as long as they're willing to adjust the way they buy car insurance.
Getting a Progressive quote online or over the phone with an authorized Progressive agent could qualify you for this discount. If you set up automatic payments for your car insurance premiums with a credit card or checking account, Progressive can offer you a discount on your policy. Auto insurance companies
pay more money for pain and suffering if an ambulance is taken to the hospital from the scene of the accident. Progressive offers this discount, which represents an average savings of 7%, when drivers get their car insurance quotes online.
If your car insurance company offers a discount for defensive driving, taking and passing a defensive driving course could reduce your insurance premiums by 5 to 15%. In addition to the savings opportunities mentioned above, Progressive offers some optional insurance coverages that could reduce your costs if you end up in an accident. You'll receive a discount for the time you've been on a previous car insurance policy, regardless of the coverage offered by the insurer. To be eligible for these discounts, you'll need to be enrolled in your parent's or someone else's car insurance policy and not your own.
If you're a homeowner, whether it's insured through Progressive or not, you could qualify for this auto insurance discount. While Progressive car insurance rates may be high for some drivers, the company offers a variety of auto insurance discounts that drivers can take advantage of. If you know how car insurance works, you'll know that insurers usually have several discounts available.