The better your driving behavior, the greater your discount. The maximum discount available is 30%, although most drivers seem to get an average discount of 10 to 15% with Liberty Mutual RightTrack. Participating in LibertyMutual RightTrack will not increase your car insurance rate. RightTrack is available to Liberty Mutual car insurance policy holders in most states, regardless of their age or the type of vehicle they drive.
In New York, drivers receive a small plug-in device in the mail because state insurance regulations don't allow vehicles to be tracked using mobile apps. With every car trip, Liberty Mutual's mobile app or plug-in device records driver behaviors, including sudden braking, acceleration, night driving and the number of miles traveled. Drivers who score well in the program are entitled to a discount of up to 30 percent on their Liberty Mutual car insurance policy. Since Liberty Mutual will never increase its rates for using RightTrack, it's worth trying the program if you're comfortable with the company's data and privacy policies.
Finally, in most states, Liberty Mutual allows drivers to monitor their driving using the RightTrack mobile app. Liberty Mutual's RightTrack tracks these behaviors using the Liberty Mutual RightTrack smartphone app. Liberty Mutual RightTrack never increases premiums for bad driving, so policyholders will never be penalized for trying the program. RightTrack, Liberty Mutual's telematics program, rewards you for driving well with a discounted premium.
During the course of the program, drivers can view their projected savings on the dashboard or on the savings details page of Liberty Mutual's RightTrack mobile app. Liberty Mutual offers three independent RightTrack monitoring systems, depending on the status of the policyholder. Yes, Liberty Mutual uses telematics through RightTrack, its usage-based program, and ByMile, its mileage-based program. The closest thing Liberty Mutual has to a discount on dashboard cameras is RightTrack, which monitors the driving habits of policyholders and adjusts their premiums accordingly.
If you have poor driving habits while using RightTrack, Liberty Mutual won't increase your base premium. Liberty Mutual RightTrack is a usage-based insurance program that has several advantages for drivers looking to save on their car rates. Because Liberty Mutual RightTrack offers an initial discount, most drivers typically participate in the program. Liberty Mutual RightTrack is a usage-based insurance program that monitors the policyholder's driving habits to adjust their premium.
Read on for a full review of Liberty Mutual's RightTrack program and decide if the app and program are right for you. You can also contact Liberty Mutual customer service at 1-800-290-8711 if you're not sure if RightTrack is available in your state.