In fact, your claim can be resolved in as little as 48 hours. We are proud to offer you personalized attention 24 hours a day. In Florida, 16-year-old drivers who just received their license can expect to pay more for an auto insurance policy. Our research found that Geico and State Farm tend to offer the cheapest rates on average.
See how average annual car insurance rates vary depending on the options chosen. On average, car insurance rates for adolescent boys tend to be significantly more expensive than for adolescent girls. This is because adolescent boys are at greater risk because they have a higher rate of accidents and traffic violations than adolescent girls. The difference in fares isn't as noticeable when drivers reach 20 years of age or older.
Mark Friedlander, director of corporate communications at the MoneyGeek Insurance Information Institute, used a Ford Mustang for the quotes mentioned above, but car insurance rates can vary greatly depending on the car model. Luxury cars, electric cars, and sports cars are often more expensive to insure than other types of models. You may also need comprehensive and collision insurance if you financed the purchase of your car or leased it. We recommend that you contact Allstate, Geico and State Farm for car insurance quotes if you drive in Florida.
Driving a car without insurance is illegal in Florida, and the state has severe penalties for doing so. Geico and State Farm offer affordable auto insurance policies in Florida with minimum and full coverage, based on average premium data. Bankrate's insurance editorial team understands that while affordable premiums are essential, they're not the only consideration when looking for the best car insurance policy. To help you find credible and accurate information about car insurance in Florida, MoneyGeek received expert advice from trusted professionals.
Improving your credit rating and money management over time can help you lower your insurance rate, but you can also look for insurers that offer safe driver discounts or other discounts to help offset increases in rates based on your credit rating. Florida's state minimum car insurance laws are relatively unique; the state only requires personal injury protection (PIP) and property damage coverage. Getting car insurance quotes from a handful of companies and comparing prices could help you get a cheaper rate. GEICO also offers the best overall car insurance in Florida if you want to balance affordability and quality of service.