Car accidents in construction zones: What you need to know. In addition to each driver's needs and history, location-specific factors, such as personal injury protection coverage requirements and the percentage of uninsured drivers, also contribute to car insurance rates in Orlando. Your zip code influences the premium you'll pay for car insurance because the frequency of accidents and crime rates vary by city. However, if you have bad credit, you could have to pay a premium about 100 percent higher than the average cost of car insurance in Florida.
Like most states, Florida requires drivers to have a minimum level of certain types of auto insurance coverage to drive legally. Statistically, men have more serious car accidents and receive more traffic tickets, such as driving under the influence of alcohol, than women, so they tend to pay more for car insurance, regardless of their age. GEICO mechanical breakdown insurance in Orlando offers protection in the event of faults in your car. Auto insurance companies in Orlando calculate annual premiums by evaluating individual circumstances, such as age, make and model of the car, zip code, driving history, gender, marital status and credit score.
On average, GEICO offers the cheapest car insurance in Orlando for full coverage and minimum state policies. However, depending on your coverage needs, age, driving history and vehicle, you can find another car insurance company that is the cheapest. State Farm's ride sharing insurance coverage in Orlando greatly benefits drivers who work for rideshare companies such as Uber or Lyft. With different safety features, crash test scores, repair costs and other factors, the type of vehicle you drive will affect your car insurance rates in Florida.
Having a DUI costs about 63 percent more, while an accident could increase rates about 38 percent above the average cost of car insurance in Florida. Getting a rate from several companies can help you determine which company offers the best and cheapest car insurance rate in Florida for you personally. Based on the MoneyGeek rating system, Esurance offers the best overall car insurance in the state, based on customer service and affordability. Because every driver is looking for something different, the best auto insurance company will be unique from person to person.
All insurance products are governed by the terms of the applicable insurance policy, and all related decisions (such as coverage approval, premiums, fees and charges) and policy obligations are the sole responsibility of the insurance insurer.