Adequate protection can be provided if you have a good personal injury protection service, even if you also have good health insurance. This extends to cases where you are hit as a pedestrian, cyclist, or passenger in someone else's car. While no one wants to have to resort to their insurance after a car accident, having this protection can help you and even your family members during a difficult time in your life. Often, a car accident causes serious injuries that require various medical treatments and can leave victims of the accident out of work for a few weeks or more.
However, with Florida's PIP law, regardless of who the at-fault driver was, your own personal injury protection insurance can help you cover medical expenses and get you back on your feet. Personal injury protection (PIP) is a type of insurance coverage that helps pay for your medical expenses and lost wages if you are injured in a car accident, regardless of who is at fault. Once again, this is in line with Florida's PIP policy, under which your car insurance will only cover the medical costs of immediate care after the accident. When people have questions about the costs of personal injury insurance, this generally comes down to two main factors.
All drivers in Florida must have an insurance policy that meets the minimums required by the state for personal injury protection (PIP) and property damage liability (PDL). The cost of personal injury protection insurance in states where it is offered or required and personal liability insurance, which a person can use to minimize their potential exposure in a personal injury case. Personal injury insurance can help minimize your exposure to the risk of lawsuits, but it should always be evaluated considering the expenses you pay for personal injury insurance. Certain health insurance policies exclude car accident injuries from coverage, which means that PIP insurance can help you cover that gap and help you when you need it most.
This is especially important in Florida because medical costs can add up quickly and being out of work for even a few days can result in a significant loss of income. While it can be overwhelming to find yourself in this situation, the support of an experienced personal injury lawyer can help you analyze the details of a personal injury insurance claim. If you have tried to contact your personal injury insurance company and it has refused to contact you or is unjustifiably delaying or denying your case, you should be prepared to share this information with your personal injury lawyer.