The good news is that the accident will likely disappear from your driving record after a few years, at which point it should no longer affect your insurance. While some factors that help determine car insurance rates are beyond your control, you can still take steps to lower your car insurance premiums. This is the cheapest car insurance option in Jacksonville, but the compensation for low premiums is that you may have to pay much more out of pocket after an accident. You'll save money if you opt for minimum-coverage policies, but you'll risk not being fully covered if you don't have collision and comprehensive insurance.
This is a good age to compare rates, as the cheapest insurance company you found when you were 20 may no longer be the best deal. Comprehensive and collision coverage is included in both insurers' premiums for full-coverage car insurance. Keep in mind that some insurers that were willing to offer policy quotes to drivers with an at-fault accident are not on the list of companies willing to offer quotes to drivers with a DUI. And if you see a negative “difference”, it's probably because a smaller number of insurance companies were willing to offer quotes, which biased the data results.
While auto insurance with minimal coverage in Florida is a start, you can easily overcome this low amount of coverage. Compare car insurance rates online to see what different companies offer for the type of car insurance coverage you need. These are the cheapest average rates for drivers with an at-fault accident in their history in Jacksonville, according to NerdWallet's most recent analysis. In addition to each driver's needs and history, location-specific factors, such as personal injury protection coverage requirements and the percentage of uninsured motorists, also contribute to car insurance rates in Jacksonville.
Below are the cheapest companies, on average, in Jacksonville, according to the most recent NerdWallet analysis. However, you could still get into trouble if the police or your insurance company decide that your driving without shoes caused an accident. These quotes are based on the factors that insurers use to determine premiums, such as age, gender and type of vehicle, as well as on whether you choose full coverage or just liability. You can also reduce your car insurance by reporting that you drive fewer miles during the year.