Florida is one of the most expensive states for auto insurance. It's worth noting that drivers in no-fault states, such as Florida and Michigan, pay more for car insurance than drivers in other states. Keep this in mind when buying car insurance so you can take advantage of the discounts offered by different companies. Car insurance in Florida is very expensive because of the large number of factors that increase the cost, such as the number of uninsured drivers and high-risk drivers who live and visit the state.
If you live in this state, you should be proactive when comparing auto insurance quotes because car insurance rates in Florida are so expensive. You can't always control all the factors that affect your car insurance rates, but there are things you can do to save money. Since it's so rare to find affordable car insurance in Florida, it's beneficial to know the different ways you can lower your premium. Also, remember to compare car insurance with at least three companies to find out who offers the best rates in your area.
After you compare the quotes and understand which car insurance best fits your needs, you can make the final decision about buying the car insurance policy. While auto insurance rates are rising across the country, residents of some states can still enjoy affordable rates for now. In an article published in Car and Driver, a man parked his smart car in his kitchen when Hurricane Dorian threatened the coast of Florida. A possible law under consideration could affect Delaware insurance premiums in the future: the state senate recently passed a bill that prohibits insurance companies from taking into account the driver's sex, gender, or gender identity when setting car insurance prices.
While it's not part of the state's minimum insurance requirements, buying insurance for uninsured drivers is recommended. Over the past six years, auto insurance rates in Florida have steadily increased according to the MoneyGeek ranking, which went from being the 43rd most affordable state in terms of coverage to 46th. Both Progressive and Allstate premiums are 35 percent above the state average, making them two of the most expensive auto insurance companies in Florida, according to Insurance Panda. According to Autolist, you may also notice a decrease in your insurance rates if you're a senior citizen, a member of the military, a veteran, or if you qualify as a good student, as determined by the insurance company.