Looking up prices and researching will help you find the best discounts on car insurance, as well as other opportunities to reduce these necessary but annoying costs. Take a look at the table below to see how these violations affect the price you pay for your car insurance. You don't need to have physical damage coverage to comply with Florida auto insurance laws, but your lender may require it if you're financing or leasing your vehicle. That's right, 27 percent of Floridians drive illegally with absolutely no car insurance coverage.
Even if your vehicle isn't being driven, if it has a valid Florida license plate and registration, you must maintain continuous auto insurance coverage during the registration period. No-fault car insurance doesn't mean that no one is at fault in an accident; rather, it refers to which insurance comes into effect first in relation to injuries. USAA offers the cheapest rates for all age groups in Tampa, while Allstate is the most expensive insurance provider. Known as the world capital of lightning and cigarettes, one of the least favorable things Tampa is famous for is its excessively expensive car insurance rates.
There's no doubt that Tampa's car insurance rates are up to par, but the good news is that at least they're cheaper than those in Miami. If you've been seriously injured in a car accident with an uninsured driver, or your insurance policy can't sufficiently cover the expenses of a car accident caused by someone else, you'll want to contact the Tampa car accident lawyers at Lorenzo & Lorenzo. Bankrate has analyzed the top auto insurance companies to help you find the best auto insurance companies in Florida. If you live or are moving to Florida, it might be a good idea to learn more about what it's like to drive in the state and what its auto insurance laws are.
In fact, having some level of car insurance is the law in all but two states (Virginia and New Hampshire). Before you start driving in Florida, it's important to know Florida's car insurance laws and how they affect you. While rates are high across the city, studies show that costs vary widely among insurance providers in Tampa.