If you want to cancel your policy, GEICO makes it easy for you with no cancellation fees*. If you paid your insurance premiums in advance and then decide to cancel them before the end of your policy period, Geico will normally reimburse you for the unused portion of your policy. This type of preparation can help you if you want to save money on car insurance and get the coverage you need to comply with state laws. Car insurance is mandatory in most states, but that doesn't mean you have to pay a premium to get the coverage you need.
It can also help you compare prices more precisely between different car insurance companies, since you'll be comparing the same type of coverage and the same coverage limits. If you paid for your Geico insurance policy in advance and cancel it before the renewal date, you will receive a refund for any unused portion of your policy. If you call Geico's interactive voice response system, all you have to do is say “cancel the insurance policy” to be directed to an agent. Geico doesn't usually charge a cancellation fee if you want to cancel your Geico insurance policy.
Remember that you'll want to have a new car insurance policy already set up and ready to work if you plan to continue to own and drive a vehicle after you cancel your Geico policy. For example, if you cancel your car insurance policy from a home and car insurance package, you're only left with the home insurance policy, which doesn't count as a package. However, you might be able to get such an affordable car insurance deal from a new insurer that it's worth splitting an insurance package and losing a discount for multiple policies. It can take a while to check individual rates on each auto insurance website or talk to one insurance agent at a time.
Here are step-by-step instructions on how to cancel your Geico insurance policy, as well as essential tips to consider when buying new insurance. Geico insurance doesn't usually allow policyholders to cancel a policy online, but you can call and talk to a customer service agent if you want to cancel. If you have multiple insurance policies with Geico, such as a home and car insurance package, you'll likely qualify for a multi-policy discount on your rates. Geico allows you to cancel your insurance policy at any time, making it easy for you to switch insurance providers if you're not having the best experience or can't find a better deal elsewhere.