Your new insurance company can provide proof of insurance to your old company if needed, but it's generally not authorized to cancel a policy with another. If you're thinking of moving from Florida to Virginia or vice versa, car insurance requirements in Florida vary from those in Virginia. Virginia Requirements (optional) Meanwhile, Virginia is a liability state. This means that drivers who cause an accident must bear financial responsibility.
Keep in mind that costs vary by state. For example, GEICO, which is the cheapest insurer in Florida, is one of the most expensive options in Virginia. Car insurance rates can be affected for a number of reasons, but it's impossible to blame the differences on one factor. Several reasons, such as the state's high theft rate, the large number of uninsured drivers in the state, and the likelihood of natural disasters, contribute to Florida's higher rates compared to Virginia.
The cost of car insurance varies by state and its rates depend on the city in which you live. MoneyGeek found, on average, the cheapest and most expensive cities for car insurance in Florida and Virginia. If you're moving from Florida to Virginia or vice versa, you must transfer your driver's license, vehicle registration, and auto insurance coverage. Use the MoneyGeek car insurance calculators for Florida and Virginia The MoneyGeek car insurance calculators in Florida and the car insurance calculators in Virginia will show you an estimate of how much you'll pay for car insurance in each state, based on the information you provide.
Learn about car insurance for high-risk drivers in Florida and Virginia Discover your options for temporary car insurance in Florida and Virginia Keep in mind that most plans are valid for at least six months. However, there are methods to get temporary car insurance in Florida or temporary car insurance in Virginia if you are only visiting the state for a short time. If you're driving with low incomes, check if Florida or Virginia offer car insurance programs. MoneyGeek's resources can help you find ways to save money on premiums for low-income drivers in Florida, as well as for low-income drivers in Virginia.
Car insurance regulations and rates in Florida and Virginia vary. MoneyGeek answered some frequently asked questions about car insurance in Florida and Virginia to help you get the best coverage. If you're planning to cancel your current auto insurance policy, make sure your new insurance policy is already in effect. Car insurance costs increase due to at-fault incidents, placing an even greater burden on teen drivers, whose premiums are already high.
In addition to choosing a provider with affordable rates, there are other ways to find cheap car insurance in Florida. When looking for car insurance quotes in Florida, you might feel a little discouraged to see the rates. If you lend your car to someone and that person causes an accident, Progressive may cover some of the damages for which they are responsible. While your rate might be lower when a new auto insurance company quotes, your protection and compliance with claims may not match the standards of your current insurer.
While car insurance requirements are the same in every city in each respective state, this is not a cost consideration. The state of Florida is known as a no-fault state because it has a law that requires a form of car accident insurance that pays regardless of who was at fault for the accident. Insurance premiums and requirements differ between Florida and Virginia because they have different laws and insurers. Maintain continuous insurance coverage in Florida during registration, regardless of where the car is parked.
You can change insurers at any time, even if you just renewed your policy with another insurance company. However, the vehicle must be regularly parked at your residence overnight in order for Progressive to insure it in your policy. You'll receive a car insurance refund for any unused portion of your policy, subject to any cancellation fees your insurer may charge. .