On average, State Farm offers the cheapest auto insurance in Tampa, while National General offers the most expensive. Insurance in Tampa is higher, mainly due to the volume of traffic on Florida highways, the number of uninsured drivers and the likelihood of volatile weather conditions, such as thunderstorms and hurricanes. In the end, the only way to know exactly what your rate will be is to request a quote from an auto insurance company. If your car insurance provider also offers other insurance policies, such as homeowners or renters insurance, you can usually bundle your policies into a single provider for a discount.
Car insurance data includes coverage analysis and details about drivers' vehicles, driving records, and demographic information. The tables below include quotes for the cheapest car insurance in Tampa based on some of these factors. Tampa drivers face challenges finding affordable rates, as Florida is one of the most expensive states in the country for car insurance. The following auto insurance providers stand out for offering the most affordable rates in a handful of different coverage categories.
You'll generally find the cheapest car insurance in Tampa from Geico, State Farm, Travelers, Mercury Insurance and Farmers. To determine how well the best auto insurance companies meet these priorities, J's third-party agency ratings take into account local factors when determining how much to charge for coverage. While car insurance rates for women driving in Tampa are generally slightly higher than those for male drivers, the difference isn't significant.