On average, GEICO offers the cheapest car insurance in Orlando for full coverage and minimum state policies. While the USAA offers the cheapest coverage in the city, only members of the military and their families qualify for their policies. Based on our average rates, Geico, Travelers and State Farm generally offer the cheapest car insurance in Orlando for good drivers. We'll show you the state's minimum and total coverage rates and tell you how factors such as age and gender influence rates.
Auto insurance companies in Orlando calculate annual premiums by evaluating individual circumstances, such as age, make and model of the car, zip code, driving history, gender, marital status and credit score. For those looking to balance insurance costs with quality, MoneyGeek ranked the best companies in Orlando. Orlando drivers pay an average of approximately 84% more than the national average, although companies such as Geico, State Farm and Travelers offer cheap car insurance in the city. State Farm's ride sharing insurance coverage in Orlando greatly benefits drivers who work for rideshare companies such as Uber or Lyft.
Full coverage insurance includes the protection of your car if the environment damages it or if you cause an accident. Most of the time, car insurance costs between genders are similar or can vary by one or two percentage points. Having a speeding ticket or an at-fault accident on your record can significantly increase your car insurance premium. Policyholders can also get more affordable car insurance by reducing their coverage limits or increasing the deductibles on their insurance policy.
Orlando drivers often find minimum coverage insurance cheaper from Geico and Travelers, although Geico can be considerably cheaper. The best ways to get the cheapest car insurance in Orlando are to drive a well-maintained used vehicle, maintain a good credit score, and maintain a clean driving record. In addition to each driver's needs and history, location-specific factors, such as personal injury protection coverage requirements and the percentage of uninsured drivers, also contribute to car insurance rates in Orlando. You could end up paying hundreds or thousands more for car insurance over the years if you have significant marks on your record.
GEICO mechanical breakdown insurance in Orlando offers protection in the event of faults in your car.