GEICO may be the cheapest car insurance company for you, but it could also be a different company. That's because the rates are based on several factors, such as where you live, the car you drive, and your driving history. For more help finding cheap car insurance in Florida, try NerdWallet's car insurance comparison tool. Searching for cheap car insurance quotes with several insurers is the best way to find lower rates.
While people in their 60s have cheaper car insurance rates than many other age groups on average, prices will start to increase as they age. Full-coverage car insurance generally includes the minimum coverage required by the state, plus collision and comprehensive coverage. State Farm's ride sharing insurance coverage in Orlando greatly benefits drivers who work for rideshare companies such as Uber or Lyft. Keep reading to see the cheapest car insurance in Florida by age and driving history, in addition to the minimum requirements mandated by the state.
To find cheap car insurance for seniors, drivers in their 60s should be sure to compare prices to find the best rate. Florida is one of several states that has a no-fault car insurance system, but it's one of only two that doesn't require any bodily injury liability coverage. The analysis included 5 to 10 of the largest insurance companies in each state; smaller insurers were also included when rates were available. See NerdWallet's guide to car insurance requirements by state for more details on the coverage you might need in your Florida auto policy.
Sunshine State drivers who have been denied car insurance due to an irregular driving history or other factors can apply for coverage through the Florida Joint Auto Insurance Association. The MoneyGeek comparison between auto insurance providers in Orlando applied quotes for a 40-year-old sample driver. In addition to each driver's needs and history, location-specific factors, such as personal injury protection coverage requirements and the percentage of uninsured drivers, also contribute to car insurance rates in Orlando. Based on the MoneyGeek rating system, Esurance offers the best overall car insurance in the state, based on customer service and affordability.
On average, GEICO offers the cheapest car insurance in Orlando for full coverage and minimum state policies.