When you add someone to your car insurance, you can call your car insurance company or log in to your online account to add a new driver to your policy. Your insurance company will generally need the name, date of birth, driving history, license information, and vehicle identification number (VIN) if you also plan to share a policy that covers both vehicles. The cheapest auto insurance companies in Florida include Allstate, Geico, State Farm, USAA, and Progressive. Below, we list our best options for cheap car insurance in Florida and our ratings for each company's cost and coverage.
The best cheap auto insurance companies in Florida include Allstate, Geico, State Farm, USAA, and Progressive. Next, we look in more detail at each company's offerings, reputation, customer ratings, and history. Auto insurance providers tend to charge higher premiums to teen drivers because of this higher risk and their lack of experience behind the wheel. Car insurance is very expensive in Florida due to a variety of reasons including state no-fault auto insurance laws, environmental factors, weather risks, and driver profiles.
The Guides Auto team takes an in-depth look at the cheapest car insurance in the state of Florida. Auto insurance companies use analytical data to predict how likely you are to file a claim in the future, and risky driving could be a strong indicator of a greater likelihood of being involved in a car accident. Comparing car insurance quotes from various providers can be one of the most effective ways to find the cheapest car insurance in Florida. You may also need to file an SR-22, a form that certifies that you have the minimum car insurance required by law in the state.
There are a few approaches you can take if you're wondering how to save on car insurance in Florida. Bankrate's insurance editorial team conducted a study to find the cheapest auto insurance companies in Florida and found that Geico and State Farm can offer the lowest average premiums in the state for a variety of drivers. In the table below, you'll see the cheapest auto insurance companies in Florida for those who have an at-fault accident on their record. Tailoring your insurance search to your specific needs can help you find cheap car insurance in Florida.
Auto insurance in Florida is one of the most expensive in the country, making the need to find the right insurer much greater. Most insurers will also allow you to share a single car insurance policy with someone if you live with that person.