Get an affordable Florida auto insurance quote today. Progressive's car insurance calculator can help you select the amount of coverage you need and get the best Florida car insurance rates that fit your budget. According to NerdWallet analysis, these are the most populated zip codes in Miami and the average annual cost of car insurance for a 35-year-old driver with good credit and a clean driving record. Drivers with a DUI may struggle to find affordable insurance and may have to turn to a high-risk auto insurance company.
If you're looking for cheap car insurance in Miami, Florida, you'll want to compare prices and quotes from several companies. The best auto insurance companies in Miami with the cheapest rates on average are Geico, State Farm, Progressive, Allstate and National General, according to data compiled by Quadrant Information Services. Insurers use a variety of factors to determine the cost of car insurance, such as your age, address, the type of car you drive and your driving history, which means that, ultimately, each driver will receive a different rate. Florida is one of the most expensive states for car insurance, but drivers can still qualify for the best cheap auto insurance companies in Miami.
That's why comparing prices is the best option for getting the cheapest car insurance in Miami or anywhere else. While State Farm offers lower than average auto insurance rates in Miami, drivers can save even more with its Drive Safe and Save telematics program. Uninsured motorist coverage covers your medical expenses and those of your passengers if you are hit by an uninsured driver or with insufficient car insurance coverage. Since car insurance is priced for each individual driver, you'll want to compare the quotes of at least three insurers to make sure you get the cheapest policy for you.
All insurance products are governed by the terms of the applicable insurance policy, and all related decisions (such as coverage approval, premiums, fees and charges) and policy obligations are the sole responsibility of the insurance insurer. If your vehicle is damaged in a covered accident and you owe more for your car than it's worth, Gap insurance can cover the difference.