Unexpected car accidents can lead to a lot of frustration later on. An accident can result in the loss of your vehicle and property, as well as painful injuries that require time away from work and rehabilitation. After a car accident, you'll have to deal with insurance companies and their claims for damages against at-fault parties. You can consult an auto insurance lawyer in Fort Lauderdale for guidance and advice on how to protect your rights and fight for maximum compensation.
Nobody likes to take out car insurance, but in the state of Florida, everyone needs to have it. Car insurance protects you from liability for property damage, the costs associated with your personal injuries, and more. Suffering a collision or accident is terrifying on its own, and a bad situation can be made worse if your insurance company denies your legitimate claim. Our Fort Lauderdale auto insurance lawyer at Martin J.
He has more than 45 years of legal experience in handling claims of all types. Our firm has recovered millions of dollars for our clients and can help you efficiently resolve auto claim disputes. After a car accident, many victims think that their only legal option is to sue for damages. However, there are many other options available to accident victims.
You should file a claim with an insurance company as soon as you have a car accident. Even though the at-fault insurance company can settle your case out of court, you still need to hire an attorney to represent you in an insurance claim. Lawyers can help you avoid unnecessary delays in your case, limit potential complications, and increase your chances of success. If you file an insurance claim, you'll be faced with an insurer that will reduce the amount of compensation available to you in any way it can.
There can be several reasons why an insurance company would deny your claim or reduce the amount of monetary damages in your claim by offering a low settlement offer. The insurer or its representative has the opportunity to disclose any inconsistency, possible error, or omission that may reduce the liability of the at-fault party. Each state in the United States applies its own unique rules for mandatory auto insurance. Florida is one of several “no-fault” states, meaning that every motorist is responsible for paying the costs associated with an accident, no matter who caused it.
These requirements are the absolute minimum, but it's often in your best interest to consider additional coverage. Another motorist has the right to file a lawsuit against you if the amount of damage exceeds what your policy covers. If it is determined that you have been negligent in court, you will be responsible for paying the difference out of pocket. It's also important to understand what the minimum car insurance requirements don't cover.
Florida drivers are not required to have bodily injury liability (BIL) policies, which cover situations in which negligent driving injures or kills other drivers, passengers, or pedestrians. Once again, injured parties have the right to sue you if you don't have enough coverage in these scenarios. While Florida doesn't require you to have personal injury liability (BIL) coverage, many experts recommend it. If you are at fault for causing a car accident that causes injury or death, this policy protects you.
Despite Florida's no-fault law, the injured party may still be able to sue you for damages if they are extensive or exceed your minimum insurance coverage. Otherwise, you may have to pay for the damage out of pocket. When your vehicle is wrecked or you suffer serious injuries in a car accident, you rely on your insurance policy to cover the costs and recover. Unfortunately, insurers are known for frequently denying fully legitimate auto insurance claims, presenting you with additional problems that may require careful legal attention to resolve.
All clients work directly with Attorney Sperry to discuss their unique case. Free of charge unless we reach a resolution and recovery of your case. Our lawyer brings more than 45 years of experience to every case we take on. Don't wait any longer, contact our firm to schedule your free consultation today.
Collision insurance and comprehensive insurance are two types of car insurance that the insurer pays for vehicle repairs. While there are many different types of car insurance coverage, collision coverage and comprehensive coverage are two of the most common. We all take out insurance with the hope of never having to use it. While we are at Dunham Insurance Services Inc.
I can attest to Nationwide's pending claim resolution process, which remains the responsibility of every small business owner to do everything they can in terms of risk prevention. As the insurer of choice for many small businesses in the Fort Lauderdale area, Nationwide has seen just about every liability scenario you can imagine. Fortunately for you, the people at Nationwide use this experience as a resource to help you prepare and prevent these same issues from affecting your business. What business owner doesn't care about the security and stability of their company, their employees and their customers? If your risk potential keeps you up at night, turn to Nationwide.
They have a wealth of information for you about managing risks associated with worker and customer safety, fires or equipment failures, and professional, product, or general liability. Implementing this advice may reduce your chances of having to turn to your policy for help. However, if you need to trust Nationwide for coverage, rest assured that you have the best team in the industry to process your claim. With Nationwide, you really have an insurer that cares about protecting your business.
Not only does it act as a resource for risk management strategies, but it will also be there to help you recover should a problem arise. For more information on safety and loss prevention or any other advice and services offered by Nationwide, contact Dunham Insurance Services Inc. By calling (95) 564-7772 and scheduling an appointment to come to our office at 2601 E Oakland Park Blvd., Nationwide offers resources for small businesses that will help them strengthen their business, such as financial calculators and information and articles on marketing and cash flow management. Learn more in the Business Solution Center.
Several of the cheapest auto insurance companies in Fort Lauderdale are also among the best auto insurance companies in the U.S. UU. Whether you have a family, spouse, or single, you need a life insurance plan created with the help of Dunham Insurance Services Inc. Nearly every state requires by law that all drivers have a minimum amount of car insurance to cover damage or injuries that you or your car cause in the event of an accident.
Remember to thoroughly research each different policy before deciding which is the best car insurance policy for you. The five companies that offer the cheapest car insurance in Fort Lauderdale are Geico, State Farm, Allstate, Progressive, and Direct General. We have a long history of dealing with insurance companies that are often involved in personal injury cases, covering all types of cases, from car accidents to animal attacks. The following are some of the most frequently asked questions from victims of car accidents about their insurance policies.
Its possible discounts are generous and allow you to save up to 40% if you have an airbag, up to 26% for five years without accidents and up to 25% if you have an anti-theft system or insure several cars from the same household. If the insurance company acts in bad faith when processing your insurance claim, your lawyer can take your case to civil court, where you can seek the full value of your claim plus compensation for damages. All vehicle operators must purchase the minimum amounts of coverage for both personal injury protection (PIP) insurance and property damage liability insurance (PDL) for vehicles they own or rent, or that verify coverage if they are operating someone else's vehicle. .