For Fort Lauderdale drivers, GEICO is the cheapest and most widely available auto insurance option for full coverage and minimum state coverage. If you have a speeding ticket, Allstate has the lowest average annual premium. USAA is by far the least expensive insurance company, although it's only for members of the military and their families. MoneyGeek's best option overall, based on a balance between affordability and customer service, is GEICO.
Collision and comprehensive coverage are your basic auto insurance policies. They pay for any damage they may cause to your car or vehicle. You can buy either of these coverages, but if you have an auto loan, you may need to have both. We offer a wide range of quality insurance companies at an affordable price for all your auto insurance needs in Fort Lauderdale Florida.
Even if you already have an auto insurance plan, it's advisable to regularly compare car insurance quotes to get the cheapest insurance rates available. Fort Lauderdale's ranking compared to the 300 most populated cities in the United States can have a significant impact on premium costs. The five companies that offer the cheapest car insurance in Fort Lauderdale are Geico, State Farm, Allstate, Progressive and Direct General. However, the insurer received a MoneyGeek score of 100 out of 100, making it the best auto insurance company for drivers affiliated with the military.
It's the cheapest insurance a driver can buy in Fort Lauderdale, but it offers the least protection. Several of the cheapest auto insurance companies in Fort Lauderdale are also among the best auto insurance companies in the U.S. UU. However, their auto insurance policies are exclusive to veterans, members of the current military, and their families.
In addition to offering some of the cheapest auto insurance in Florida, Geico, State Farm, Allstate and Progressive also have the largest market share in the state. MoneyGeek ranked the best auto insurance companies in Fort Lauderdale based on average prices, claim ratings, and customer satisfaction. In addition to each driver's needs and history, location-specific factors, such as personal injury protection coverage requirements and the percentage of uninsured drivers, also contribute to auto insurance rates in Fort Lauderdale. Fort Lauderdale drivers must have car insurance that meets Florida's minimum liability requirements.
Before buying a new insurance policy, you can ask what discounts can help lower the total cost of your car insurance. Its possible discounts are generous and allow you to save up to 40% if you have an airbag, up to 26% for five years without accidents and up to 25% if you have an anti-theft system or insure several cars from the same household.